| My 2019 Resolutions |

Financial:

• Create a spending budget and stick to it. 
• Set a realistic savings goal for each month. 
• Save $1000 for an emergency fund. 

Physical:

• Get more rest to improve sleeping habits.
• Pack healthy lunches & eat out less. 
• Start exercising for at least 30 minutes every day. 

Mental:

• Practice daily gratitude and apprecitation. 
• Embrace self-love and acceptance. 
• Avoid negative self-talk & silence your inner critic.

Spiritual:

• Consistently go to church every Sunday morning. 
• Enhance your understanding through books, videos, and podcasts. 
• Join a prayer group.

Experiential:

• Develop a daily morning & night routine.
• Learn how to do more DIY projects. 
• Go to more events locally.

Professional:

• Network! Network! Network! 
• Attend seminars to improve knowledge and stay up to date on new methods. 
• Show up 30 minutes early and leave 30 minutes later than scheduled.

What are your resolutions for 2019?

xoxo Karis